Buying a Home Warranty

A home warranty is a service contract that helps protect against the expense of repairing or replacing covered home appliances and mechanical systems that break down as a result of normal wear or tear. A home warranty contract does not cover all home repairs or anything related to the structure of the house. Home warranty covers breakdowns in major systems like plumbing, electrical, heating and air conditioning, as well as washer, hot water heater, dryer, faucets, garbage disposal, oven, refrigerator and other items. If one of these breaks due to normal wear, you call your warranty company. A basic home warranty policy can, however, be particularly useful for older homes.

If you are looking home warranty, HMS Home Warranty can be a good choice. HMS sells home warranty policies throughout the United States. You can also contact an agent for the names of home warranty companies that operate in your area. Once getting home warranty, it's worth getting familiar with your home warranty policy, so that you'll know when to request service.